Compliance and eligibility gate
Decide whether a client, wallet, beneficiary, asset, route, or order may proceed before the bank opens execution.
Overview
Before money or tokenized assets move, the bank checks the customer, wallet, beneficiary, product, route, and amount. The case returns one decision: allow, send to review, or block.
Use this when the bank must check a customer, wallet, beneficiary, product, route, and amount before an order, transfer, wallet movement, payout, or tokenized-asset transaction can proceed.
Route coverage
- Binds client, wallet, beneficiary, asset, route, amount, and requested action
- Screens sanctions, wallet risk, counterparty, transaction behavior, and route restrictions
- Applies policy version, product eligibility, limits, Travel Rule, and jurisdiction rules
- Resolves missing proofs, exception approvals, expired files, and review queues
- Publishes allow, review, or block outcome with reason codes and allowed limits
Infrastructure
- Request object, policy owner, screening source, wallet monitor, and decision owner remain distinct
- Decision fee, screening cost, review fee, exception cost, and follow-on order or payout charge are visible
- Reason codes, policy version, screening references, and wallet posture travel with the decision
- The same gate can serve RFQ, checkout payout, fund orders, collateral pledge, and token issuance
Lifecycle stages
| Stage | Flow steps |
|---|---|
| Request Intake | Bind action, client, route, asset, wallet, beneficiary, and amount before any order or payment action opens; Show request fee, policy scope, and decision owner on the intake record |
| Gate Binding | Bind policy version, required checks, limit set, route profile, wallet controls, and decision owner before screening starts; Show gate fee, required checks, and allowed action as bank compliance fields |
| Screening Kyt | Screen sanctions, KYB/KYC status, wallet risk, transaction behavior, product fit, and route restrictions; Show screening provider fee, KYT score, wallet risk band, and hit disposition |
| Policy Gate | Apply jurisdiction, investor class, product, wallet, limit, Travel Rule, and route policy; Show policy version, rule hit, limit usage, and automated decision fee |
| Manual Review Resolution | Resolve missing proofs, expired evidence, or exception approval before final handoff; Show review cost, owner, elapsed time, and decision reason code |
| Decision Handoff Close | Publish allow, review, or block result with allowed limits and evidence refs; Close with decision fee, screening invoice, review charge, and next refresh date |