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Tokenized Deposits & Programmable Cash

CROSS

Overview

Model a white-label bank program for and programmable cash with institution acceptance, governed release and return, interoperable settlement, and evidence-first close across internal and cross-bank flows.

  • Program setup -> institution acceptance and controls -> funding and issuance -> disposition and policy release -> interoperable settlement and return -> redemption, reconciliation, and evidence
  • Show bank-led digital money as an evidence-first institutional control plane for acceptance, release, settlement, return, and closeout.
  • ~2-8 weeks for program setup; approved movements then run intra-day to 2 business days based on institution acceptance, operating window, and settlement-return path.

This matters when corporate and treasury clients expect bank money to behave like operational digital money across internal, cross-bank, and interoperable flows: accepted by approved institutions, released or returned under policy, settled with clear operating windows, and closed with linked evidence instead of email-chase reconciliation. If another bank can offer that around the same operating money, the risk is not just payment speed. It is losing balances, higher-value treasury flows, and the operating relationship.

Route breadth

  • 6-stage bank-money lifecycle
  • Institution acceptance, limits, and operating-window controls
  • Tokenized deposit issuance with liquidity and reservation evidence
  • Programmable release, settlement return, and reconciliation
  • Evidence-first public lane with request-access export

Infrastructure highlights

  • White-label institutional digital-money control plane
  • Receiving-institution, control-account, and policy resolution
  • Linked liquidity, issuance, disposition, and settlement evidence
  • Interop settlement and return records on one governed spine
  • Evidence-first public posture with request-access follow-up

Lifecycle

Flow

Opens the bank-money run, resolves the and entity scope, and anchors issuance authority through the mounted
Public setup stays limited to program mode, participant scope, currency set, and movement scope while deeper operator follow-up remains request-access
Responsibilities

Responsibilities

StableNexus coordinates policy, workflow, and evidence. Appointed parties execute regulated functions.

What StableNexus coordinates

Policy, workflow, approvals, and evidence across each route.

Route packaging, operating posture, and buyer-visible handoff logic.

Wallet delivery, servicing controls, and managed route orchestration where the lane requires it.

What appointed parties execute

Issuance, custody, settlement, conversion, payout, registrar, and paying-agent functions.

Reserve handling, redemption, and legal issuer obligations for separate activation tracks.

Partner-operated treasury, payout, and bridge-market execution once those stages go live.

What you receive

A visible route map with the operating posture shown at each stage.

Exportable evidence, lifecycle objects, and named operating parties where they matter.

A clear split between the demo asset, restricted activation, and placeholder production tracks.

System tracks

Demo asset, issuer-controlled activation, and production placeholder tracks stay visible without becoming separate audience stories.

API and evidence

Integrate once and receive route events, outputs, and evidence for every run.

Use one API contract across wallet delivery, payout, bridge routing, and asset servicing / sukuk flows while keeping route posture and evidence explicit.

curl -X POST https://api.stablenexus.dev/v1/program-runs \
  -H "Authorization: Bearer sn_test_..." \
  -H "Idempotency-Key: 7a3307a8-bbd4-4d17-a4de-3be0db4f0ad7" \
  -H "Content-Type: application/json" \
  -d '{
    "scenario_id": "my_local_balance_to_snxu_wallet_standard_v1",
    "inputs": {
      "amount": "1000.00",
      "destination_wallet_address": "DESTINATION_SOLANA_WALLET"
    }
  }'

What the integration returns

Policy and control outputs

Keep route scope, approvals, and control posture visible without relying on screenshots or side-channel explanation.

Lifecycle updates

Receive deterministic webhook events as a case moves from intake to result.

Exportable evidence bundle

Return lifecycle records, route selections, and delivery objects in machine-readable form.

Request access

Request Pilot Access

Tell us the route, markets, and outputs you need. We scope the pilot around that flow.

Tell us what you need to run

Start with the route, markets, and outputs that matter. Scope, readiness, and team detail can stay behind the advanced section.

Advanced scope and readiness